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Securities offered through HBW Securities LLC (Member FINRA / SIPC), 3355 Cochran St., Suite 100, Simi Valley, CA 93063, (800) 473-3856. Dan Brandfast is a registered representative, DBA Brandfast and Associates, Inc. The Victory Financial Group LLC, Columbia Savings Bank, Senior Entitlement, Brandfast and Associates, Inc., and HBW Insurance & Financial Services, Inc. are separate entities from HBW Securities LLC. HBW Securities LLC does not give legal or tax advice.

All products are not represented by HBW. All HBW agents do not sell all products offered through the HBW Insurance & Financial Services, Inc. network of products and/or providers. Although Dan Brandfast, DBA Brandfast and Associates, Inc. is a part of the HBW Insurance & Financial Services, Inc. marketing system, they are separate and independent.

† Mortgages are offered through Columbia Savings Bank.

‡ Please consult with your tax advisor and/or attorney for advice concerning estate planning, trusts and wills.

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